Special mortgage conditions for civil servants

Special mortgage conditions for civil servants

If you are a civil servant you can take advantage of special conditions in mortgages for civil servants that will help you finance the purchase of your home. Read on! In the following lines we will take a closer look at some of the special mortgage conditions available to you that you can avail yourself of as an officer. Mortgages…

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What is a variable mortgage?

What is a variable mortgage?

The variable mortgage is a loan that is part of the instruments used by users to access a property, such as a home. Because of its usefulness, it is common to notice many people requesting this type of financing to guarantee the fulfillment of a purchase commitment. In view of its importance, in the following lines we will tell you…

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What is a fixed mortgage?

What is a fixed mortgage?

The fixed mortgage is a legal figure that guarantees the fulfillment of certain contractual obligations contracted between two or more parties. We are talking about real estate loans, among others, where the house itself to be acquired, or some other, serves as collateral for the creditor on behalf of the debtor. In this type of financing, a determined payment in…

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Documentation required to apply for a mortgage

Documentation required to apply for a mortgage

Taking out a mortgage is a very important form of credit in today’s society. It is a financial product that you should know well in order to enjoy the benefits it offers. In this sense, there is a universal protocol for the initial procedure that includes a series of requirements that allow for guarantees and understanding between the parties. It…

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Mortgage expense clauses: Claims

Mortgage expense clauses: Claims

Since 2015 there has been a lot of debate regarding mortgage fees, as many people consider them excessive. That is to say, expenses such as: notary, registration, agency, appraisal and opening commission. In view of this problem, clauses have been established to regulate this process. That is why we inform you about the new measures to regulate mortgage expenses. Updating…

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What are the rights of the owners in horizontal property?

What are the rights of the owners in horizontal property?

Law came to regulate human behavior. Owners in condominiums are subject to rules of coexistence and respect. However, they are also entitled to assert their prerogatives before neighbors and third parties. The legislation of Spain, through the Horizontal Property Law, regulates the powers of the owners living under this regime. Rights of owners in a condominium The powers of the…

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