Many users ask themselves the same question: Do I have to insure my car What if it never leaves the garage? The answer to that question is yes. Every vehicle on the road in Spain must have at least one liability insurance.
This is a mandatory expenditure. If you fail to comply with these requirements, you could face a fine of up to 3,000 euros if the car is involved in an accident. Therefore, the best option is to insure the car under all circumstances.
Is it mandatory to insure my car if it's not being driven?
As a citizen, I have the requirement to insure my car even if it is not in use, whether because it is old or simply because it is inoperable. This is because there is a traffic law in Spain that stipulates that any vehicle normally based in Spain is strictly required to be insured.
- Article 2 of the TRLRCSCVM Act reiterates the foregoing.
- The Royal Legislative Decree stipulates that compliance with the Civil Liability Act.
- The Court of Justice ruling issued on June 20, 2019, states that parked cars can cause harm to third parties and must therefore comply with the regulations.
Specifically, if your car is not in use but has Spanish license plates, you must have a minimum liability coverage. This type of non-contractual insurance not only covers traffic accidents, but also helps you in cases where you need to repair damage caused to third parties.
What is the penalty for causing an accident?
As you can see, it is extremely important to understand that having liability insurance is mandatory. Otherwise, you could face a penalty.
The amount of the fine The fine imposed on uninsured vehicles involved in accidents can range from 600 to 3,000 euros, depending on the severity of the incident.
In addition, the amount of the fine It may increase depending on how long your car has been uninsured and whether you have committed this type of violation before.
What should you do if you don't want to get mandatory car insurance?
Every rule has an exception; in this case, the only way to free a car from being stuck is to minimum liability insurance policy The process for deregistering a vehicle is to deregister the car. To deregister the vehicle, whether temporarily or permanently, you must go to the appropriate traffic office.
When a car is deregistered, it still poses a risk of catching fire and causing harm to others, but the law exempts the owner from having to purchase or pay for sure mandatory requirement of this nature.
The Royal Decree 1507 The 2008 law stipulates this. However, you should keep in mind that if an accident involving your car occurs, you will be held responsible for the incident.
How do I deregister my vehicle so I don't have to insure it?
To avoid the risk of being fined for an uninsured car that is not in use, you must deregister it. However, to do so, you must have passed the vehicle inspection; to do this technical inspection This is a fundamental requirement. In addition, you must meet the following requirements:
- He pays a registration fee of about 9 euros.
- Be sure to bring your ID card with you to the traffic office.
If you want to permanently take it off the road, you must turn it in to a Authorized Vehicle Treatment Center along with your vehicle registration. Don't forget to notify the insurance company in writing that you're canceling your policy. As you can see, this is the only practical way to avoid having to insure your car if you're not using it.
