In view of the trend of changes in fixed-rate mortgages, the Association of Financial Users ( ASUFIN ) has issued a warning. All this because it detected bad practices in the banking sector. The entity disclosed some suspicions of non-compliance with binding offers by banks. These would be applying some strategies to circumvent the Mortgage Subrogation Law. In summary, ASUFIN…
If you have purchased a new property and it has suffered infrastructure damage, you have come to the right place. On this occasion, we will present you the legal bases implied by article 17 of the LOE related to the concept “in any case” for the real estate developer. All within the framework of real estate law. Legal implication of…
With the completion of a real estate project, it is essential to present the Final Construction Certificate verifying compliance with the regulations. To make sure you comply with all that is requested, it is necessary that you know its characteristics and who must sign it. Avoid inconveniences in your damage expiration deadlines and other procedures that depend on the date…
Cyber-attacks on companies In this post we show you some of the methods of cyber-attacks in companies, which are being executed by organized groups to enter the systems of companies to steal information, among other things, and then ask for ransom. Some of these methods have been detected by the Threat Hunting team at BlackArrow, a Tarlogic Security offensive and…
Termination clause In a ruling issued on October 13, the Audiencia Nacional decided to annul a contract termination clause for poor performance affecting telemarketers. They argue that it is necessary to differentiate between the minimum income pact and the figure of continuous and voluntary reduction of the employee’s income. What the Audiencia Nacional alleges about the annulment of the contract…
The new Royal Decree 888/2022 establishes other procedures to establish the declaration, recognition and degree of disability. It replaces the index that had been in effect since 1999, which prioritized the most severe cases of disability. The new scale, decreed last October 18, will come into effect in April 2023. This text recognizes, declares and qualifies the degree of disability…
Almost all jobs involve a probationary period in Spain. In legal terms, we can analyze this figure as follows: It is a covenant established, from the beginning, in the employment contract. It will depend on the willingness of the parties involved, i.e. the employee and the company, whether or not to agree to it. It may also turn out that,…
Ignorance of the implications of eviction in business premises may cause us to make mistakes that could cost us dearly. It is important to anticipate and inform yourself in advance before entering into a lease agreement. It is necessary to know the laws that exist in this regard in order to determine a suitable contract for both the lessor and…
Misleading Real Estate Advertising The advertising company in real estate sales is the means used by the construction company to promote the sale of its civil projects; however, many times these companies resort to misleading offers in order to attract potential buyers that benefit both the developer and the construction company. Is there a direct relationship between the real…
Mortgage loans always require a legal support in which the conditions between the banking institution and the client are established. This contract, at the same time, reflects the national laws that support and regulate the transaction in order to avoid problems in the future. Although the State defines certain rules and laws for mortgage loans, there are some actions that…
