{"id":34333,"date":"2026-06-11T13:13:24","date_gmt":"2026-06-11T13:13:24","guid":{"rendered":"https:\/\/www.cbleon-abogados.com\/?p=34333"},"modified":"2026-06-11T13:13:24","modified_gmt":"2026-06-11T13:13:24","slug":"what-can-we-claim-in-a-traffic-accident-compensation-claim","status":"publish","type":"post","link":"https:\/\/cbleon-abogados.com\/en\/reclamacion-de-indemnizacion-en-accidente-de-trafico\/","title":{"rendered":"What can we claim in a traffic accident compensation claim?"},"content":{"rendered":"<p><span style=\"color: #000000;\">To file a claim for compensation following a traffic accident, you must be aware of the laws that protect you, such as the Civil Liability and Insurance Act and the Compensation Scale. In addition, it is essential to have all the details of the accident in which you were involved and to gather evidence from the very beginning.<\/span><\/p>\n<h1><span style=\"color: #000000;\">What can be claimed in a compensation claim?<\/span><\/h1>\n<p><span style=\"color: #000000;\">The person who suffers the most in an accident may file a claim for compensation in the following situations:<\/span><\/p>\n<ul>\n<li><span style=\"color: #000000;\">Damage to a car, motorcycle, or moped.<\/span><\/li>\n<li><span style=\"color: #000000;\">Damage caused to protective gear by motorcyclists.<\/span><\/li>\n<li><span style=\"color: #000000;\">Physical injuries or bodily harm, even if minor.<\/span><\/li>\n<li><span style=\"color: #000000;\">Expenses related to transportation, parking, physical therapy, or rehabilitation.<\/span><\/li>\n<li><span style=\"color: #000000;\">Damage to personal belongings such as cell phones, clothing, or eyeglasses, provided that a direct link to the accident can be established.<\/span><\/li>\n<\/ul>\n<p><span style=\"color: #000000;\">It is important to understand that property damage to personal items or accessories is assessed separately from damage to the vehicle. It is a common mistake to assume that everything is included in a single assessment, when in fact each item must be documented individually with receipts, photos, or technical reports.<\/span><\/p>\n<h2><span style=\"color: #000000;\">What is the time limit for seeing a doctor in order to file a claim for compensation?<\/span><\/h2>\n<p><span style=\"color: #000000;\">Article 135.1 of the <a style=\"color: #3366ff;\" href=\"https:\/\/asociaciondia.org\/baremo-de-indemnizacion\/\" target=\"_blank\" rel=\"noopener\">Fee Schedule Act<\/a> It stipulates that medical care must be provided within 72 hours of the accident. This timeframe is crucial so that physical ailments\u2014especially neck pain or muscle injuries\u2014can be directly linked to the accident.<\/span><\/p>\n<p><span style=\"color: #000000;\">In many cases, symptoms do not appear immediately, but any symptoms that develop within that timeframe can serve as the basis for a claim. Ignoring your symptoms or delaying a medical consultation can weaken your position with the insurance company. It is essential to properly document the progression of your condition.<\/span><\/p>\n<p><span style=\"color: #000000;\">On the other hand, the statutory deadline for filing a claim for compensation is one year from the date the injuries stabilize or from the date of medical discharge. This deadline may be interrupted by certain legal actions, so it is always advisable to consult with an attorney who specializes in personal injury law.<\/span><\/p>\n<h2><span style=\"color: #000000;\">Step-by-Step Guide to Filing a Claim for Compensation After a Traffic Accident<\/span><\/h2>\n<p><span style=\"color: #000000;\">Claiming compensation is not an automatic process. To obtain a fair outcome that reflects the damages suffered, it is advisable to follow a clear procedure:<\/span><\/p>\n<h3><span style=\"color: #000000;\">1. Check to see if you can file a claim<\/span><\/h3>\n<p><span style=\"color: #000000;\">The first step is to verify that there is a legal basis for the claim. A specialized attorney will determine this after reviewing the accident report, police reports, medical reports, and other documentation. The attorney will also analyze whether there was contributory negligence, a key factor in the legal strategy.<\/span><\/p>\n<h3><span style=\"color: #000000;\">2. Make sure you have all the necessary documents<\/span><\/h3>\n<p><span style=\"color: #000000;\">You'll need to gather evidence: medical reports, emergency room reports, X-rays, invoices, transportation receipts, prescriptions, etc. The more documentation you have, the stronger your claim will be. Remember to keep copies of everything and organize the documents chronologically.<\/span><\/p>\n<h3><span style=\"color: #000000;\">3. Submit a claim for compensation to the insurance company<\/span><\/h3>\n<p><span style=\"color: #000000;\">The claim must be submitted in writing to the insurance company of the at-fault vehicle. The insurance company has a legal deadline of 3 months to make a reasoned offer. This offer must be documented, explaining how each item was calculated. If the offer is insufficient or there is no response, legal proceedings may be initiated.<\/span><\/p>\n<h2><span style=\"color: #000000;\">Types of Compensation Following a Traffic Accident<\/span><\/h2>\n<p><span style=\"color: #000000;\">Compensation can be grouped into several categories, depending on the type of damage suffered:<\/span><\/p>\n<ul>\n<li><span style=\"color: #000000;\">Compensation for temporary injuries: covers time off work, temporary aftereffects, and related medical expenses.<\/span><\/li>\n<li><span style=\"color: #000000;\">Compensation for sequelae: This is calculated based on the medical scale and takes into account age, functional impact, and loss of quality of life, among other factors.<\/span><\/li>\n<li><span style=\"color: #000000;\">Compensation for property damage: This ranges from vehicle repairs to the replacement of damaged items.<\/span><\/li>\n<li><span style=\"color: #000000;\">Compensation for lost earnings: covers income lost as a result of the accident (self-employed individuals, employees, etc.).<\/span><\/li>\n<\/ul>\n<h2><span style=\"color: #000000;\">What happens if you're not satisfied with the insurance company's offer?<\/span><\/h2>\n<p><span style=\"color: #000000;\">In many cases, insurance companies make minimal or insufficient offers. If you disagree, you can pursue an out-of-court resolution (such as mediation) or file a lawsuit directly in court. In either case, it will be essential to have an expert medical report and the necessary legal support.<\/span><\/p>\n<p><span style=\"color: #000000;\">Civil liability lawsuits involving traffic accidents are common, especially when there is a discrepancy in the assessment of the resulting injuries. There may also be cases where medical reports are contested or where there are disagreements regarding the number of days of sick leave granted.<\/span><\/p>\n<h2><span style=\"color: #000000;\">What should you do if the at-fault driver doesn't have insurance?<\/span><\/h2>\n<p><span style=\"color: #000000;\">In Spain, the <a href=\"https:\/\/www.fiva.org\/\" target=\"_blank\" rel=\"noopener\">Insurance Compensation Consortium<\/a> It covers bodily injury and property damage caused by uninsured, stolen, or unidentified vehicles. Claims are filed directly with this agency, following a specific procedure and with different deadlines than usual.<\/span><\/p>\n<p><span style=\"color: #000000;\">The consortium acts as an insurer of last resort, and although the process may be somewhat slower, it ensures that fair compensation is obtained even when the liable party fails to meet its legal obligations.<\/span><\/p>\n<h2><span style=\"color: #000000;\">Carlos Ba\u00f1o's Opinion<\/span><\/h2>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter\" title=\"Lawyer in Alicante\" src=\"https:\/\/www.cbleon-abogados.com\/wp-content\/uploads\/2019\/09\/abogado-carlos-leon-asesoramiento-portada.jpg\" alt=\"Lawyer in Alicante\" width=\"1465\" height=\"871\" \/><\/p>\n<p><span style=\"color: #000000;\">At Carlos Ba\u00f1o Abogados, we believe that a claim for compensation cannot be treated as a mere formality. Every case has its nuances, hidden damages, and aspects that insurance companies do not always recognize fairly. That is why we are committed to providing personalized, thorough legal representation\u2014without cutting corners.<\/span><\/p>\n<p><span style=\"color: #000000;\">We have helped hundreds of clients with their claims and know how frustrating it can be to face an insufficient settlement offer or endless red tape. At our firm, we fight for every euro you\u2019re entitled to, based on a solid legal foundation and with the support of independent experts. You can contact us at <a title=\"Lawyer in Alicante\" href=\"https:\/\/cbleon-abogados.com\/en\/\">Carlos Ba\u00f1o Law Firm<\/a> or find us easily at <a href=\"https:\/\/maps.app.goo.gl\/YuezPNWXNtBcHy1V8?g_st=ic\" target=\"_blank\" rel=\"noopener\">Google Maps<\/a>.<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Para ejecutar una reclamaci\u00f3n de indemnizaci\u00f3n tras un accidente de tr\u00e1fico debes tener presente las leyes que te amparan, como la Ley sobre Responsabilidad Civil y Seguro y el Baremo de indemnizaciones. Adem\u00e1s, resulta imprescindible contar con todos los datos del siniestro en el que te viste involucrado y recopilar pruebas desde el primer momento. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":34335,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[26],"tags":[],"class_list":["post-34333","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualidad"],"_links":{"self":[{"href":"https:\/\/cbleon-abogados.com\/en\/wp-json\/wp\/v2\/posts\/34333","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cbleon-abogados.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cbleon-abogados.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cbleon-abogados.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cbleon-abogados.com\/en\/wp-json\/wp\/v2\/comments?post=34333"}],"version-history":[{"count":1,"href":"https:\/\/cbleon-abogados.com\/en\/wp-json\/wp\/v2\/posts\/34333\/revisions"}],"predecessor-version":[{"id":35967,"href":"https:\/\/cbleon-abogados.com\/en\/wp-json\/wp\/v2\/posts\/34333\/revisions\/35967"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cbleon-abogados.com\/en\/wp-json\/wp\/v2\/media\/34335"}],"wp:attachment":[{"href":"https:\/\/cbleon-abogados.com\/en\/wp-json\/wp\/v2\/media?parent=34333"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cbleon-abogados.com\/en\/wp-json\/wp\/v2\/categories?post=34333"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cbleon-abogados.com\/en\/wp-json\/wp\/v2\/tags?post=34333"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}